Best zero rate brokers to invest in |🥇 Which ones are reliable?

Investing is always a very controversial topic. After all, how to find the best investments and also a good broker to buy assets? If you follow our blog, you should already know several investment tips, both in fixed and variable income. How about now know more about zero rate brokers?

In the past, actually making investments was complex. This is because only traditional financial institutions, banks, could play the role of mediator between the investor and the asset they wanted to acquire. The cost ended up being much higher. However, today this context is very different, and anyone today can invest, regardless of how much they earn at the end of the month.

The decentralization of the financial market happened as an advent of technology. The emergence of digital banks, as well as brokers that started to offer more democratic options for investors was an important milestone, and today, it is possible to have diverse options for all types of investors.

Proof of how this change is being reflected in the behavior of Brazilians is precisely the increase in people who started investing in the B3 – Brazilian Stock Exchange in recent years. According to a balance sheet by the institution itself, the number of new investors in the first half of 2021 rose by 43%. Furthermore, people started to invest with less. If before the average first investment was around R$900, today it is just over R$300.

That's why having a zero-rating brokerage offers many benefits. In this complete guide, we have separated some brokers and banks that are already offering these options so that their clients can invest with peace of mind. Below, check out the main ones to invest in the financial market!

Step-by-step summary for investing in zero-rate brokerages:

To start investing in zero rate brokerages, just follow these simple steps:

  • Step 1: Open your eToro account
  • Step 2: Check your account
  • Step 3: Complete your first deposit
  • Step 4: Start trading in the national and international market without paying fees

Open eToro account

Which brokers have a zero rate?

Searching for the best zero rate brokers must take into account not only the price to invest, but also their credibility and trust. After all, in a way, you will be investing your money, so you need to make sure that the place is trustworthy and that it will generate good trading opportunities.

Many Brazilian and foreign companies started to offer the zero rate as a benefit to new investors. This fee is usually related to the registration step on the platform, so that you can trade in the tradings.

After opening an account or registering on the platform, you will be able to choose the assets you want to invest. But how to find out which are the best brokers in Brazil for this? Below is a complete list of the best and easiest brokers for you to invest your money in. Check out!

List of zero rate brokers

You must be asking yourself: "after all, what are the best zero rate brokers to invest in?"

Check out our complete list of the best zero rate brokers below with a description of each one and a step-by-step guide to opening an account with each one.

eToroRich InvestmentsClear BrokerageXP InvestmentsItaú BrokerageBanco InterGuide

eToro

eToro is considered one of the best Bitcoin exchanges in Brazil and offers other assets to acquire as well. It is one of the most reputable zero-rate brokers on the market. This is because it is also one of the most traditional and oldest. Born in 2007, it was created to make investments more accessible to Brazilians.

You can invest quite easily, as eToro offers different digital options for you to buy assets, either by credit card or even with PayPal.

Simple and intuitive, eToro's platform has excellent usability, which facilitates trading in trading, account opening is done completely online. Below, we separate the step by step:

Step 1: Create an account on the eToro website

Right on the main page of the eToro website, you can register and fill in the necessary information. Afterwards, you will need to verify your identity to validate the documents with your identity, thus avoiding illegal practices on the platform. You will only need an identity card (RG, CNH, Passport…);

Step 2: Transfer the money to eToro

The minimum deposit amount is $50 USD, R$265 at the current quote. This is a value that guarantees the safety of the assets you will buy and keeps them safe in your virtual wallet. The platform offers different payment methods such as credit, debit, paypal and many others. Just choose and click “continue”.

Step 3: Choose the asset you want to invest

You have several options to invest in this broker: stocks, cryptocurrencies, treasury, etc. Choose the best one and make your deposit right away.

Open eToro account

Rich Investments

Known for being one of the most democratic and simple platforms for the average Brazilian public, Rico Investimentos adopts a platform that is very synergistic with its purpose as a company: that of making the purchase of assets in Brazil cheaper and accessible.

Rico Investimentos emerged in 2011 with the philosophy that “investing is for everyone”. In addition to the platform, you can also count on the support of financial experts to maintain the financial health of your portfolio. See how easy it is to open an account and invest for Rico:

Step 1: open an account at Rico Investimentos

You will need to fill in some basic information and accept the terms and conditions of use. The data are as follows:

  • Full name;
  • Personal email;
  • CPF;
  • Date of birth;
  • Cell phone.

Step 2: make the minimum deposit

When you open an account at Rico, you have access to a bank account number, from there you will need to transfer your money to start trading.

Step 3: choose the asset

This is the best and most decisive part: looking for the type of investment that best matches your investor profile. If you are still in doubt, Rico offers you a test of your investor profile.

Clear Brokerage

Clear Corretora is an XP Investimentos brand founded in 2012 and is today one of the largest investment brokerages and distributors in Brazil.

You can invest in Clear with zero rate and following very simple steps, made 100% digitally. We've listed the steps for you below:

Step 1: Open your Clear account

To open your account with one of the zero rate brokers, you will not pay any amount and the process is completely online. It is only necessary to fill in the following data:

  • Full name;
  • Personal email;
  • CPF;
  • Date of birth;
  • Cell phone.

Also, accept the privacy policies and terms of use.

Step 2: Transfer your money to Clear

You will have access at the end of account opening to a checking account number. So you can transfer via TED. With the money in the account, comes the best part...

Step 3: Invest your money

You can now choose the asset – be it fixed income or variable income – to start investing. Remember to look for an investment that has a good return and makes you feel comfortable.

XP Investments

XP Investimentos is one of the largest zero rate brokers that offers different investment options without bureaucracy and with maximum transparency in the entire process. Through XP, you can buy assets and still follow all the information directly from your cell phone with maximum mobility as possible. Below, check out the step by step:

Step 1: Register on the XP website

Signing up for an XP account is simple and free. You will need to fill in the following details:

  • Full name;
  • Personal email;
  • CPF;
  • Date of birth;
  • Cell phone.

In addition, you will also need to inform if you already have a financial advisor. If not, you can count on XP's own team of consultants.

Step 2: Validate your documents

Fill out all your documentation on the website, including personal as well as residential and banking data.

Step 3: Access your account and make the investment

After analyzing the documents, your account will be approved and now just put money in and start investing!

Itaú Brokerage

Itaú is one of the most traditional financial institutions in Brazil and has several investment options, not charging any membership fee. Below, check out the step by step:

Step 1: Fill in the registration form

You can make an investment in Itaú Corretora through the telephone service, but first of all, it is essential that you register the form on the Bank's website. Despite not charging fees, the investment is a little more laborious. After filling in your information on the website, it is necessary to acknowledge your signature or request the subscription allowance by your branch manager (remembering that if you do not have an account with Itaú, you must first create it. You can make the account through the website at application).

Step 2: Send a copy of the notarized document to Itau's e-mail

The scanned copy must be sent to the email: [email protected]. Don't forget to send the original printed version to the address below:

Itaú Corretora de Valores SA
Attention: BackOffice Itaú Corretora
"DOCA" Expedition: Avenida Horácio Lafer, 372
03rd Floor. CEP: 04538-081
Itaim Bibi – Sao Paulo – SP

Step 3- Wait for authorization to invest

After two business days, registration will be enabled.

Banco Inter

Banco Inter is a digital bank with several options for investment with security and maximum transparency. All this is done in a very practical way and with 100% digital processes. Below, see how easy it is to purchase assets by this financial institution:

Step 1: Create an Inter Bank account 

The first step is to create an account at Banco Inter and pre-register online through the website. The next steps must be taken, including the activation and proof of documents, by the application. The process is very simple and done completely online. You will need to enter the following data:

  • Personal data (name, ID and CPF);
  • Home address;
  • Telephone;
  • Scanning a document with a photo;
  • Confirmation of your identity (photo of the face to compare with the one on the document).

Step 2: Wait for your account to be activated:

When your account is activated through the app, you will be ready to start investing. Just access your current account through the app, and go to the “Investments” menu option > Quero Investir > Investor Profile.

Guide

Guide is an investment brokerage that offers two main types of plans: On-demand advice (anything up to R$150) or Exclusive advice (starting at R$150). For those who want to invest in shares, it is important to know that with Guide you can invest with a zero custody rate.

Through Guide you can have access to all products and funds listed in B3. In addition, correct has already won an award for best broker of the year according to Agência Estado's Broadcast Analysts Ranking.

Is it worth investing in zero rate brokerages?

Zero rate brokerages offer economical and democratic options for you to be able to invest. There are several types of financial institutions that offer interesting options for purchasing assets, such as:

  • zero rate cryptocurrency brokerage;
  • american brokers with zero rate;
  • zero-rate stock brokerages;
  • brokerages for the purchase of real estate funds;
  • brokerages for the purchase of gold;
  • brazilian exchanges with zero rate;

These are just some of the options available and the good news is that the brokers we present you in this content include all these assets and a few more.

We remind you that it is important to always look for a broker that, in addition to being exempt from the brokerage fee, is also safe and has multiple options for you to invest. We are always looking for the best brokers, and we highlight XP, Rico Investimentos, Guide, Clear and eToro.

Safe brokers are those that have been regulated by the Central Bank, that is, they are able to trade and offer an interface that allows their clients to enter the Stock Exchange for various investments.

Institutions that are not governed by the Central Bank are unreliable, and you could end up losing your money.

Can you buy funds from the American Stock Exchange through brokers with a zero rate?

Yes, through a broker you can buy national and international bonds through BDRs. This way, you won't need to open an account with a foreign broker, you'll just need to register and choose an American bond that is available for purchase by B3 – Bolsa de Valores do Brasil.

Once this is done, you will be able to invest in some giants in the world market, especially through the NASDAQ Exchange (one of the most modern nowadays), such as:

  • GOGL34 (Google)
  • AAPL34 (Apple)
  • AMZN34 (Amazon)
  • MSFT34 (Microsoft)
  • FBOK34 (Facebook)